Our Vision

The current environment

THINGS HAVE CHANGED

The lending climate in Australia has changed, particularly so with banks generally having lower appetites and increasing lending parameters. 

As a result of the change in the lending landscape, more-and-more Australian property owners and developers are looking for alternative, non-bank lending solutions. 

Unlike conventional lending though, the non-bank space is unfamiliar to most and borrowers require a trustworthy helping hand in identifying the right non-bank lender and getting the best deal.

Ancient lending practices

lending is an old technology

Lending is outdated..

Other industries have evolved to use technology to force increased competition and deliver better outcomes for customers. Think eBay, Carsales, Uber, AirBnb etc.

The idutch vision is to bring that mentality to the non-bank lending space.

As a result of the change in the lending landscape, more-and-more Australian property owners and developers are looking for alternative, non-bank lending solutions. Unlike conventional lending though, the non-bank space is unfamiliar to most and borrowers require a trustworthy helping hand in identifying the right lender and getting the best deal.

That’s where we come in…

Fighting for the borrower

LENDERS ARE ON BORROWED TIME

Currently the non-bank lending landscape is a maze for borrowers, particularly newcomers. As a result, the power dynamic has traditionally not favoured the borrower. Idutch is intent on changing this by forcing competition between lenders and introducing transparent efficiency through our Proprietary Smart-Matching Fintech and our innovative and disruptive debt auction model.

The idutch solution

DISRUPTING THE NON-BANK LENDING LANDSCAPE

There are three shortcomings in the lending space: the market has changed, the tech is old and the borrower certainly isn’t put first.

Whilst it’s clear that there’s always been a market for non-bank lending, these shortcomings have created an increase in non-bank demand.

What’s not so clear though, is the process for borrowers to access the right non-bank lender and lending solution that best suits their specific needs – especially so in a timely and cost-effective manner.

Idutch understands this gaping hole in the non-bank lending space and has evolved to cater to it specifically. In short, idutch offers its clients:

  • Access to a clever and intuitive smart-matching platform that accurately pairs deal metrics with the best-suited non-bank lenders 
  • The best pricing possible by engaging smart-matched non-bank lenders in an auction, where they fight for your business